Holiday Season 2020
We are in November, and the holidays will be here before we know it. Not gonna lie, I cannot wait for Christmas. I just love this time of year! Last year, households spent an average of $1,536 during the Holiday season. With the holidays come a lot of spending, especially for those who host or have small children. And every year people will say how Christmas snuck up on them. It is literally on the same day every year, it did not sneak up on anyone, you failed to plan. Are you ready for the holiday season? Did you prepare financially? I have a friend who is not a planner or a saver and every year she would tell me how Christmas arrived so suddenly and she put all of her charges on her credit card. This family then had to start the year out with a cloud and burden hanging over them because they needed to figure out how they would pay off their credit card over the next few months. I finally sat her down and told her that they needed to save a little every month starting in January so t